Florida’s Homestead Exemption and Mobile Homes
Question: Does Florida's homestead exemption apply to mobile homes in bankruptcy? Short Answer: Yes Long Answer: Yes, and it is still permissible to also claim the wildcard exemption in bankruptcy if the mobile home sits on a lot rented and not owned by the...
What is a Chapter 7 Trustee?
Trustees, Like Judges, are Assigned by the Clerk of Court It seems that the most mysterious player to a debtor in a Chapter 7 Bankruptcy is the Trustee assigned to the case. They’re not the judge, nor are they the debtor’s or a particular creditor’s attorney. “So who...
8 Questions to Ask a Bankruptcy Lawyer Before You Hire Him/Her
Several of my staff are out of the office this afternoon, so I’m pulling phone duty. A man just called and said he was shopping bankruptcy attorneys and had “several questions” but his first was “how much?” for an individual Chapter 7. I told him the fees and costs...
Does Failure to Pass the Means Test Cut Off Chapter 7 Eligibility?
Short Answer: There’s still some hope, but hold on tight. Long Answer: I hate the Means Test. I have just this second decided that will be the subject of my next posting as explaining why would take some time. Suffice it to say, it doesn’t make any sense. So we have...