by Lori Patton | Jun 6, 2015 | Chapter 13, Chapter 7
Very often people come to see us after having tried being in one of those Debt Consolidation programs. Others are just starting to have trouble with debt and are considering all their options and ask for an opinion on Debt Consolidation programs. Here is what I tell...
by Lori Patton | Jun 6, 2015 | Chapter 7
This past week has been “Bike Week” in Daytona Beach, which is the next county over. It’s not unusual to see groups of weekend warriors out riding around Central Florida, but more so this time of year. One question I’ve learned to ask during any initial bankruptcy...
by Lori Patton | Jun 6, 2015 | Chapter 7
Question: Does Florida’s homestead exemption apply to mobile homes in bankruptcy? Short Answer: Yes Long Answer: Yes, and it is still permissible to also claim the wildcard exemption in bankruptcy if the mobile home sits on a lot rented and not owned by the...
by Lori Patton | Jun 5, 2015 | Chapter 7 Trustee
Trustees, Like Judges, are Assigned by the Clerk of Court It seems that the most mysterious player to a debtor in a Chapter 7 Bankruptcy is the Trustee assigned to the case. They’re not the judge, nor are they the debtor’s or a particular creditor’s attorney. “So who...
by Lori Patton | May 25, 2015 | Bankruptcy, Chapter 11, Chapter 13, Chapter 7
Several of my staff are out of the office this afternoon, so I’m pulling phone duty. A man just called and said he was shopping bankruptcy attorneys and had “several questions” but his first was “how much?” for an individual Chapter 7. I told him the fees and costs...
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